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close up of stacked credit cards

Is Checking Your Credit Score a Good Thing?

By | June 1, 2016| Balance Transfer Article, Debt Consolidation, Debt Consolidation, Non-Rewards Credit Cards, Non-Rewards Credit Cards Article | No Comments

If you’re trying to improve your credit after a financial hardship, checking your FICO score every month is a great way to gauge your progress. It’s encouraging to see that your hard work is paying off. It’s also a good way to spot credit mistakes when you make them and adjust your habits accordingly.

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Savvy Sum-Up of our Top Points, Discounts and Travel Stories this Week

By | January 4, 2016| Debt Consolidation, Discounts, Hotel Cards, Retail Credit Card, Savvy Approved Products Article, Travel Credit Cards, Travel Loyalty Program | One Comment

Here are a few highlights from this week’s top stories including strategies for planning you dream vacation using points, a person story of how e0c.4f5.myftpupload.com founder Barbara Jones gifted an exotic honeymoon to her cousin using points, and articles on top grocery store cards, AARP discounts, debt consolidation loans and airline loyalty programs.

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What Are Lenders Looking For When Approving Credit?

By | December 6, 2015| Credit Cards, Debt Consolidation Article | No Comments

A friend recently gave me some awesome advice on credit. He said you can improve your chances of getting a loan by knowing exactly what lenders require for credit approval. Before now, I’d thought it was pretty straight forward: If you have good credit, you can get a loan. But that’s not always so. There is this thing called the 5C’s of credit. It is a common term in the banking industry.

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.