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Credit Cards

woman with credit card

Citi Double Cash Card is the Credit Card for Those Who Want It Straight

By | March 24, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Credit Cards, Reward Credit Card | No Comments

My best advice to someone who has become comfortable with a debit card is that you need to change it up and get more out of life. Similar to starting a diet or adding exercise to your life, choosing a credit card is about making a change for the better. As a debit card user, you’re used to taking money directly from your bank account.

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Does Getting a Credit Card Sound Absolutely Frightening?

By | March 22, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Credit Cards, Reward Credit Card, Travel Credit Cards | One Comment

I have asked many of my friends what credit card they carry? I am shocked to learn the most common answer is they only use a debit card. Some had a terrible credit card experience in the past and now have a fear of them. They screwed up their finances and feel more in control using a debit card now.

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Should Women Use a Credit Card Instead of a Debit Card?

By | March 8, 2016| Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

A debit card user buys a bottle of water for $2 and gets the bottle of water. A rewards credit card user buys the a bottle of water for $2 and gets (1) the bottle of water, (2) an impact on their credit score rating, (3) strong fraud and identity protection, and (4) travel reward miles or cash back points. In other words, debit card users are losing out on many benefits when making everyday purchases.

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Best Reward Credit Cards for Beginners

By | February 25, 2016| Airline Cards, Cash Back Credit Card, Credit Cards, Rewards Credit Cards Article, Travel Credit Cards, Travel Credit Cards Article | No Comments

A friend asked if I could help her choose a credit card that rewards her for all the purchases she makes every month. I just had to laugh when she confessed that currently, the only return she gets for her spending is a good argument with her husband every time the credit card statement arrives.

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Does Visa Signature’s Purchase Protection Benefit Truly Protect Your Purchases?

By | December 17, 2015| Business Credit Card, Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | One Comment

I have had many credit cards over the years and never had a reason to access the Purchase Protection benefit – a great service that comes with a Visa Signature card. But I was finally put to the challenge when a new light fixture that I had purchased, still in the box, was totally destroyed.

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What Are Lenders Looking For When Approving Credit?

By | December 6, 2015| Credit Cards, Debt Consolidation Article | No Comments

A friend recently gave me some awesome advice on credit. He said you can improve your chances of getting a loan by knowing exactly what lenders require for credit approval. Before now, I’d thought it was pretty straight forward: If you have good credit, you can get a loan. But that’s not always so. There is this thing called the 5C’s of credit. It is a common term in the banking industry.

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Our Favorite Cards for Saving Money on Cruises

By | November 23, 2015| Credit Cards, Cruise Credit Card, Reward Credit Card, Travel Credit Cards Article | No Comments

In reading feedback from our Point Savvy followers, many travelers have expressed frustration with their rewards card because they’re not allowed to redeem their points toward cruises. So the question was asked, “What’s the best card for those of us who want to earn points toward free cruises?”

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How Can I Get More in Return From My Credit Card Spending?

By | November 23, 2015| Airline Cards, Cash Back Credit Card, Credit Cards, Hotel Cards, Loyalty, Reward Credit Card, Rewards Credit Cards Article | No Comments

A friend asked if I could help her choose a credit card that rewards her for all the purchases she makes every month. I just had to laugh when she confessed that currently, the only return she gets for her spending is a good argument with her husband every time the credit card statement arrives.

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The Best Strategy for Planning your Dream Travel Using Points

By | November 20, 2015| Credit Cards, Featured Article, Rewards Credit Cards Article, Travel Credit Cards Article | No Comments

If you are thinking about getting a travel credit card it’s good to know that your everyday purchases are going to get you to free travel faster than if you continue to pay for purchases with cash or a non-rewards credit card. With a travel card, you can enjoy earning miles or points for doing what you do every day, not just when you travel.

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.