best credit cards badge

Point Savvy Picks 12 Top Offers

For Best Credit Card

Check here often for the best and latest credit card offers we can find. Some of these deals are only available for a limited time, so be sure to take advantage of them before the offers expire.

Barclaycard Arrival Plus® World Elite Mastercard®

barclaycard arrival plus credit card

apply button

  • Enjoy 40,000 bonus miles after you spend $3,000 on purchases in the first 90 days – that’s enough to redeem for a $400 travel statement credit toward an eligible travel purchase.
  • Earn 2X miles on all purchases
  • Get 5% miles back to use toward your next redemption, every time you redeem
  • Miles don’t expire as long as your account is open, active and in good standing
  • No foreign transaction fees on purchases made while traveling abroad
  • 0% introductory APR for 12 months on Balance Transfers made within 45 days of account opening. After that, a variable APR will apply, 16.99%, 20.99% or 23.99%, based on your creditworthiness. There is a fee for balance transfers.

Bonus

40,000 miles

Balance Transfer

0% Intro APR for 12 months

Ongoing APR

16.99%, 20.99%, or 23.99% variable

Annual Fee

$0 first year; then $89

Citi Prestige® Card

City Prestige Credit Card

apply now for the chase sapphire preferred card

  • Earn 40,000 bonus points after $4,000 in purchases made with your card in the first 3 months the account is open.
  • Points are redeemable for flights on any airline when booked through the ThankYou® Travel Center.
  • With no points cap and no expiration of points, there’s no limit to the points you can earn.
  •  $250 Air Travel Credit each year, and receive a statement credit, up to $100 every 5 years, as reimbursement for your application fee for Global Entry or TSA Pre √®
  • 4th night hotel benefit for any hotel stay at hotels booked through the Citi Prestige® Concierge.
  • Transfer points to a variety of travel loyalty programs from airlines to hotels. There’s no fee and minimum transfer is only 1,000 points.
  • Earn 3X points on airfare and hotels, 2X points on dining and entertainment, and 1 ThankYou® Point per $1 spent on other purchases.

Bonus

40,000 points

Intro APR

N/A

Ongoing APR

16.74% – 24.74% variable

Annual Fee

$450

Marriott Rewards® Premier Credit Card

apply button

  • Earn 80,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening.
  • Plus, earn 7,500 bonus points when you add the first authorized user and make a purchase in the first 3 months from account opening.
  • Enjoy 1 Free Night Stay at a Category 1-5 hotel every year after your account anniversary date!
  • Earn unlimited Marriott Rewards points and get Free Night Stays faster
  • Earn 5 points per $1 spent at participating Marriott Rewards & SPG hotels
  • 2 points per $1 spent on airline tickets purchased directly with the airlines, at car rental agencies & restaurants. Plus 1 point per $1 spent everywhere else
  • The fastest way to Elite Status. Receive 15 credits toward your next Elite membership level after account approval and every year after account anniversary.
  • All for an $85 Annual Fee

Bonus

80,000 points

Balance Transfer Fee

5.00%

Regular APR

16.99%-23.99% variable

Annual Fee

$85

Chase Sapphire Preferred® Card

chase saphire preferred card front

apply button

  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $625 toward travel when you redeem through Chase Ultimate Rewards®
  • Named Best Credit Card for Flexible Travel Redemption – Kiplinger’s Personal Finance, July 2016
  • 2X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.
  • Earn 5,000 bonus points after you add the first authorized user and make a purchase in the first 3 months from account opening
  • No foreign transaction fees
  • 1:1 point transfer to leading airline and hotel loyalty programs
  • Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards. For example, 50,000 points are worth $625 toward travel
  • No blackout dates or travel restrictions – as long as there’s a seat on the flight, you can book it through Chase Ultimate Rewards

Bonus

50,000 points

Intro APR

N/A

Ongoing APR

16.99%–23.99% variable

Annual Fee

$0 first year; then $95

Citi® / AAdvantage® Platinum Select® World EliteTM MasterCard®

american airlines advantage platinum select citi card

apply button

  • Earn 30,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
  • First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation.
  • Enjoy  preferred boarding on American Airlines domestic flights.
  • Receive 25% savings on in-flight food and beverage purchases when you use your card on American Airlines flights.
  • No Foreign Transaction Fees on purchases.
  • Double AAdvantage® miles on eligible American Airlines purchases.
  • Earn 10% of your redeemed AAdvantage® miles back – up to 10,000 AAdvantage® miles each calendar year.
  • Reduced Mileage Awards with MileSAAver® . Use up to 7,500 fewer AAdvantage®. Visit aa.com/reducedmileagerewards for more information.
  • Annual fee of $95 waived for first year.

Bonus

30,000 miles

Intro APR

N/A

Ongoing APR

16.74%-24.74% variable

Annual Fee

$0 first year, then $95

Citi ThankYou® Preferred Card

CitiThankYouPreferredCard

apply button

  • Earn 15,000 bonus points after $1,000 in purchases made with your card in the first 3 months the account is open.
  • 0% intro APR on Purchases and Balance Transfers for 12 months.  After that, the variable APR will be 14.24%-24.24% based upon your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • 2 ThankYou® Points per dollar spent on dining at restaurants and entertainment
  • 1 ThankYou® Point on other purchases.
  • Points earned with this card do not expire and there is no limit to the amount of points you can earn.
  • Redeem ThankYou Points for merchandise, travel rewards and gift cards.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee.

Bonus

15,000 points

Intro APR

0% on purchases and balances transfers for 12 months

Ongoing APR

14.49%-24.49% variable

Annual Fee

$0

Citi® Double Cash Card

citi double cash credit card

apply button

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% – 24.49% based on your creditworthiness.
    • Balance Transfers do not earn cash back.
    • Balance transfers must be completed within 4 months of account opening.
    • There is a balance transfer fee of $5 or 3% of the amount of each transfer, whichever is greater.
  • No caps on cash back and no category restrictions.
  • Redeem cash back for checks, statement credits or gift cards.
  • No annual fee.

Balance Transfer Fee

3% (Min. $5)

Intro APR

0% on balance transfers for 18 months

Ongoing APR

14.49% – 24.49%
variable

Annual Fee

$0

Chase Slate®

chase slate card front

apply button

  • $0 Introductory balance transfer fee for transfers made during the first 60 days of account opening
  • 0% Introductory APR for 15 months on purchases and balance transfers
  • Monthly FICO® Score and Credit Dashboard for free
  • No Penalty APR – Paying late won’t raise your interest rate (APR). All other account pricing and terms apply
  • $0 Annual Fee

Balance Transfer Fee

$0 intro during first 60 days

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99% to 24.74% variable*

Annual Fee

$0

Citi Simplicity® Card

citi cimplicity card front

apply button

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER.
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.49% – 24.49% based on your creditworthiness.
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month.

Balance Transfer Fee

3.00% (Min. $5)

Intro APR

0% on purchases and balance transfers for 21 months*

Ongoing APR

14.49% – 24.49% variable

Annual Fee

$0

Ink Business Preferred℠ Credit Card

apply button

  • Earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. That’s $1,000 toward travel when you redeem through Chase Ultimate Rewards®
  • Earn 3 points per $1 on the first $150,000 spent in select categories each account anniversary year
  • Earn 1 point per $1 on all other purchases–with no limit to the amount you can earn
  • Points are worth 25% more when you redeem for travel through Chase Ultimate Rewards
  • Redeem points for travel, cash back, gift cards and more – your points don’t expire as long as your account is open
  • No foreign transaction fees
  • Employee cards at no additional cost
  • $95 Annual Fee

Bonus

80,000 points

Intro APR

N/A

Ongoing APR

16.99% – 21.99% variable

Annual Fee

$95

Barclaycard CashForward™ World Mastercard®

cash forward credit card

apply button

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening.
  • Earn unlimited 1.5% cash rewards on every purchase.
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing.
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers.
  • No annual fee.

Bonus

$200

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99%, 20.99% or 25.99%
variable

Annual Fee

$0

Chase Freedom UnlimitedSM 

Chase Freedom Unlimited

apply button

  • Unlimited 1.5% cash back on every purchase – it’s automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • Redeem for cash – any amount, anytime
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

Bonus

$150

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99%- 24.74% variable

Annual Fee

$0*

* See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply” button, you can review the credit card terms and conditions on the provider’s website.