cash back cards badgeThe Best Credit Cards
For Cash Back Rewards

These cards reward your everyday spending by putting cash back in your pocket. When travel rewards aren’t at the top of your list, a cash back rewards card is a popular choice for consumers who use credit cards for daily purchases and who see value in earning statement credits or cash back. As with most rewards cards, it’s recommended that you pay your balance in full each month to avoid paying interest, which can be higher on rewards cards than on other cards. Check out our top-ranked cash back cards.

Barclaycard CashForward™ World Mastercard®

cash forward credit card

apply now for the discover it rewards card

  • Get a $200 cash rewards bonus after you spend $1,000 in purchases in the first 90 days after account opening.
  • Earn unlimited 1.5% cash rewards on every purchase.
  • Every time you redeem, get a 5% cash rewards redemption bonus to use toward your next redemption.
  • Redeem your cash rewards for a deposit into a U.S. checking or savings account, a statement credit or gift cards. Redemptions start at $50
  • Cash rewards do not expire as long as your account is open, active and in good standing.
  • Enjoy a 0% introductory APR for the first 15 months on purchases. Plus, you’ll get a 0% introductory APR for 15 months on balance transfers for each balance transfer made within 45 days of account opening. After that a variable APR will apply, 15.99%, 20.99% or 25.99%, based on your creditworthiness. Please note, there is a fee for balance transfers.

Bonus

$200

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99%, 20.99% or 25.99%
variable

Annual Fee

$0

Chase Freedom UnlimitedSM 

Chase Freedom Unlimited

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  • NEW! Unlimited 1.5% cash back on every purchase – it’s automatic.
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • EARN A $25 BONUS after you add your first authorized user and make your first purchase within this same 3-month period.
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 15.99% – 24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum.
  • Redeem for cash – any amount, anytime.
  • Cash Back rewards do not expire as long as your account is open.
  • No annual fee.

Bonus

$150

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99%- 24.74% variable

Annual Fee

$0*

Discover it®

discover it cash back card front

apply now for the discover it rewards card

  • We’ll DOUBLE all the cash back you’ve earned at the end of your first year. So if you earned $101 cash back, we’ll double it to $202 – Automatically. Only for new cardmembers.
  • 5% cash back in categories that change each quarter like gas, restaurants, home improvement stores and more – up to the quarterly maximum when you sign up. 1% cash back on all other purchases.
  • 0% intro APR* on purchases & balance transfers for 14 months – then a variable purchase APR applies, currently 11.99% – 23.99%. A 3% fee applies to each transferred balance.
  • New Freeze ItSM on/off switch lets you prevent new purchases, cash advances & balance transfers on misplaced cards in seconds by mobile app & online. Plus get 100% U.S.-based service.
  • Track your recent FICO® Credit Scores for free in one easy-to-read chart on monthly statements & online.
  • No annual fee. No overlimit fee. No foreign transaction fee. No late fee on first late payment & paying late won’t raise your APR.

Bonus

Double cash back at end of year

Intro APR

0% on purchases and balance transfers for 14 months

Ongoing APR

11.99% – 23.99%
variable

Annual Fee

$0*

Citi® Double Cash Card

citi double cash card front

apply for the citi double cash card

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back.
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% – 24.49% based on your creditworthiness.
  • Click ‘Apply’ to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee.

Balance Transfer Fee

3% (Min. $5)

Intro APR

0% on balance transfers for 18 months

Ongoing APR

14.49%-24.49%
variable

Annual Fee

$0*

Blue Cash Everyday® Card from American Express

American Express Blue Credit Card

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  • Special Offer: Earn $150 back after you spend $500 in purchases on your new Card in your first 3 months of Card Membership. Cash back will be in the form of a statement credit.
  • Plus 0% intro APR on purchases and balance transfers for 12 months, then a variable rate, currently 13.99% to 24.99% based on your creditworthiness and other factors.
  • Earn Cash Back: 3% at U.S. supermarkets up to $6,000 per year in purchases (then 1%), 2% at U.S. gas stations & select U.S. dept stores, 1% other purchases. Terms and limitations apply.
  • With the Blue Cash Everyday® Card, you can start earning cash back right away. No rotating reward categories. No enrollment required.
  • Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. Cash back is earned only on eligible purchases.
  • No annual fee.

Bonus

$150

Intro APR

0% on purchases and balance transfers for 12 months

Ongoing APR

13.99%-24.99%
variable

Annual Fee

$0*

BankAmericard Cash Rewards™ Credit Card

bank of america bankamericard cash rewards front

apply now for bankamericard cash rewards card

  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening.
  • Earn 1% cash back on every purchase, Earn 3% on gas and 2% at grocery stores and wholesale clubs for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter.
  • 0% Intro APR on purchases AND any balance transfers made in the first 60 days, then, 13.99%-23.99% Variable APR. 3% fee (min $10) applies to balance transfers.
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account.
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% or more.
  • No annual fee.

Bonus

$150

Intro APR

0% on purchases and balance transfers for 12 billing cycles

Ongoing APR

13.99%-23.99% variable

Annual Fee

$0

Chase Freedom®

chase freedom card new alternate front

apply now for the chase freedom card

  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.
  • Earn a $25 Bonus after you add your first authorized user and make a purchase within this same 3 – month period.
  • 0% Intro APR for 15 months on purchases and balance transfers. After the intro period, a variable APR of 15.99% – 24.74%.
  • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate.
  • Enjoy new 5% categories every 3 months like Gas Stations, Restaurants, and Select Grocery Stores.
  • Unlimited 1% cash back on every purchase– it’s automatic.
  • Rewards never expire as long as your account is open.
  • No Annual Fee.

Bonus

$150

Intro APR

0% on purchases and balance transfers for 15 months

Ongoing APR

15.99%-24.74% variable

Annual Fee

$0

U.S. Bank Cash+™ Visa Signature® Card

US Bank CashPlus credit card

apply now for the cash plus signature card

  • For a limited time – EARN EVEN MORE CASH BACK! Earn an additional 0.5% cash back on eligible net purchases made within the first year of account opening.
  • 5.5% cash back on your first $2,000 in combined net purchases each quarter on two categories you choose. 5% after the first year.
  • 2.5% cash back on your choice of one everyday category (like gas or groceries). 2% after the first year.
  • 1.5% cash back on everything else. 1% after the first year.
  • No limit on total cash back.
  • No annual fee.
  • 14.99% – 23.99% APR based on your creditworthiness when you open your account.

Bonus

0.5% additional on eligible net purchases made within first year of account opening

Intro APR

N/A

Ongoing APR

14.99%-23.99%
variable APR

Annual Fee

$0*

TD Cash Visa® Credit Card

apply now for the discover it rewards card

  • LIMITED TIME OFFER: $150 cash back when you spend $500 within the first 90 days of account opening. Offer expires August 31, 2017.
  • 0% intro APR on Balance Transfers for 12 billing cycles. After that, the variable APR will be 13.99%, 18.99% or 23.99% based upon your creditworthiness.
  • There is a balance transfer fee of either $10 or 4% of the amount of each transfer, whichever is greater.
  • 2% cash back on dining purchases from your local deli to fast food, coffee shops, casual restaurants and fine dining.
  • 1% cash back on all other purchases – no categories or gimmicks and earn points that never expire.
  • Redeem your reward for merchandise, travel rewards, gift cards, cash and more.
  • To earn and redeem points, your account must be open and in good standing.
  • Travel with ease and enjoy global acceptance with Chip Technology.
  • No annual fee, No foreign transaction fees.

Bonus

$150

Intro APR

0% on balance transfers for 12 billing cycles

Ongoing APR

13.99%, 18.99% or 23.99% variable

Annual Fee

$0*

Capital One® Quicksilver® Cash Rewards Credit Card

capital one quicksilver card front

apply now for the capital one quicksilver card

  • One-time $150 cash bonus after you spend $500 on purchases within the first 3 months of account opening.
  • Earn unlimited 1.5% cash back on every purchase, every day.
  • No rotating categories or sign ups needed to earn cash rewards; cash back doesn’t expire and there’s no limit to how much you can earn.
  • 0% intro APR on purchases and balance transfers for 9 months, after that a variable APR of 13.99% – 23.99% will apply. A 3% fee applies to each balance transferred.
  • Pay no annual fee or foreign transaction fees

Bonus

$150

Intro APR

0% on purchases and balance transfers for 9 months. Balance transfer fee applies.

Ongoing APR

13.99%-23.99% variable

Annual Fee

$0*

* See the online Provider’s credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the “Apply” button, you can review the credit card terms and conditions on the provider’s website.