How is Your Rewards Card Showing Its Appreciation for Your Loyalty?

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These offers are no longer available. March 9, 2016.

From offering bonus points and miles to waiving the annual fee, many rewards credit cards give incentives to loyal cardmembers to keep their cards and use them even more. Here are a few recent offers we’ve seen online and in our inboxes.

Holiday Spending Offers


chase freedom card new alternate frontChase Freedom
® is offering 10% cash back on up to $1,500 in purchases from now until December at Amazon.com, Zappos.com and other online retailers.Chase Freedom 10% cash back offer

american airlines aadvantage aviator mastercard frontAAdvantage® AviatorTM Red MasterCard® by BarclayCard is offering 30,000 bonus miles for cardmembers who spend $2,500 or more each month from December to May. These bonus miles are awared on top of the normal 1X miles per $1 spent. So if you spend the minimum $2,500 each month starting in December, you’ll earn 15,000 points plus the bonus 30,000 points for a total of 45,000 points. This is a great deal for those who already use this card for everyday spending. But remember, cardmembers must register by December 31 to participate.

southwest premier rapid rewards signature cardSouthwest Airlines Rapid Rewards® Premier Credit Card is offering cardmembers 5,000 bonus points if you spend $10,000 between November and January. This breaks down to spending roughly $3,300/month for each of those three months. You must activate by January 31 to be eligible. Check your inbox and mailbox for this offer, as it is only extended to select cardmembers.Southwest Rapid Rewards BonusPoints offer

The Hyatt Credit Card is offering cardmembers 3,000 bonus points if you spend $3,000 between now and the end of the year. And you don’t have to register your card to receive the bonus points. So some cardmembers who may have missed this email or postcard may get a 3,000-point bonus surprise on their statement next month if they’ve spent more than $3,000 on their holiday and everyday purchases.Hyatt CreditCard 3,000 BonusPoints Reward

Cardmember Retention Offers

Now is the time of year when many of us will see the annual fee posted to our rewards credit card account. If you’ve been a good customer thus far, spend a lot and pay your account on time, there’s a good chance that your credit card company will either waive your annual fee or give you a bonus miles/points to keep you as a customer. Simply call the number on the back of your card, tell them the annual fee is too steep and ask if they will waive the fee for you. It truly is that simple.

For example, a Point Savvy staffer who carries Business Platinum® Card from American Express called to complain about the $450 annual fee and said she was considering switching to a card with a lower fee. She spends over $3,000/month on the card and pays it in full each month. Amex offered her 15,000 points AND waived her annual fee. Just know that the better the customer, the better the retention offer.

Anniversary Bonuses

Many rewards cards offer cardmembers bonus points on the anniversary of their account opening – another way to keep customers happy.

Southwest Airlines Rapid Rewards® Premier Credit Card offers 6,000 anniversary points and the lower-fee Southwest Airlines Rapid Rewards® Plus Credit Card gives cardmembers 3,000 points.

Wyndham Rewards® Visa Signature offers 5,500 points every year on your anniversary.

Marriott Rewards® Premier Credit Card awards cardmembers 1 free night’s stay every year after account anniversary at any Category 1-5 hotel

Get your points!

Good customers should demand bonus points/miles, waived fees and other perks from their rewards card in exchange for their loyalty and repeat business. Check your inbox/mailbox and call customer service to make sure to get all the points you deserve.

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One Comment

  • Sonia says:

    Hello Kia,
    I’ve called Barclays to ask if, based on my on-time and in-full payment history, they would waive the upcoming annual fee for my AAdvantage American Airlines MasterCard, and they’ve agreed!
    Thanks for the great suggestion!

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