Get the Best Credit Card for Your Everyday Summer Savings

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mom and daughter with shopping cartI will spend proudly with enthusiasm and a smile while anticipating the free fall vacation that I will be taking with my husband when the kid is back in school.

If you are like us, you’re spending the warm weather outside grilling, cooling off by the pool, and beginning to enjoy your summer. Why not take advantage of the best credit card for your summer spending and beyond by putting more money in your pocket for the items that you buy everyday.

The average family spends $300 a week on groceries and $100 at the pump, even with gas prices reaching an all-time low. That’s the advantage of carrying a credit card that heavily rewards spending on these everyday purchases. Simply put, if you buy a lot of groceries and drive a lot of miles, you should earn a lot of points or cash back.

fresh vegetables

Here are our favorites in this everyday category:

Barclaycard Arrival Plus® World Elite Mastercard®

We like the The Barclaycard Arrival Plus® World Elite Mastercard® for a number of reasons, and continue to tell our readers about it. It’s a straightforward 2X miles earned on all purchases regardless of category. It’s a simple and easy solution to any family’s hectic life. Plus, you’ll earn a bonus of 40,000 miles after you spend $3,000 in the first 90 days. That’s enough for a $400 travel statement credit that can put you on the fast track to a free vacation.

What is unique about the card is the flexibility of earning travel rewards or it can be a cash back card. The most valuable redemption is the earned miles that can be used for a statement credit that covers any type of travel expense. So whether you want to take the kids on an August adventure, or you want to plan an adult getaway for the fall, The Barclaycard Arrival Plus® World Elite Mastercard® is a simple and rewarding way to help get you there. Plus, the 5% miles back feature every time you redeem is an added bonus that most companies do not offer.


Blue Cash Preferred® Card from American Express

Blue Cash Preferred Card from American Express

No other card offers the cash back rewards this card earns on gas and grocery store purchases. And these aren’t rotating categories – Blue Cash Preferred® Card from American Express earns 3% back on gas purchases and an impressive 6% cash back on US supermarket purchases (on up to $6000 of spending each reward year). Plus you’ll get 1% cash back on all other purchases.

So whether you’re a person who spends time loading up on burgers and steaks at the supermarket getting ready for your weekend barbeque, or you’re chauffeuring the kids from summer camps to travel sports, this card fits the summer lifestyle of families. Foodies and families alike can take advantage of up to $150 back after you spend $1,000 in 3 months, so add free groceries to your shopping list.

There is a $75 annual fee (if your application is received by 8/3/16) and that fee will increase to $95, but the generous cash back you earn can repay that cost pretty quickly. This card is only great to use in the US as it does charge a 2.7% foreign transaction fee so keep that in mind for travel outside the country.

Citi® Hilton HHonorsTM Visa Signature® Card

It may seem odd to include a hotel credit card among a list of favorite grocery and gas cards, but the Citi® Hilton HHonorsTM Visa Signature® Card rewards those purchases as well as drugstore purchases with 3 HHonors Bonus Points per $1 spent. And all other purchases earn 2 HHonors bonus points per dollar. Plus you’ll earn 6 HHonors Bonus Points for every $1 spent at any participating hotel within the Hilton Portfolio.

Hilton HHonors points are only worth about half a cent apiece, so with most families spending $15,600 a year on groceries and $5,200 on gas, you’re only looking at $312 in value. You can book a free night for as low as 5,000 HHonors Points, so going to the supermarket and filling up your tank could have you well on your way to booking free nights.

You will automatically receive complimentary Silver status in Hilton HHonors as long as you are a cardmember. What’s more, with a 40,000 bonus points after you spend $750 in purchases within the first 4 months of carrying the card will have you planning your next vacation. Plus, there’s no annual fee. Consumers who are loyal to the Hilton brand would be smart to check out this highly rewarding card.

 P.S. All of these cards offer generous rewards on your gas and grocery purchases. To choose the one that’s best for you, consider the rewards structure, spending bonuses, categories that reward spending the most, and how all of it fits into your day-to-day lifestyle. Pick one, relax, enjoy your summer, and save!

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.