Category

Cash Back Credit Card

The Best Credit Card for Pet Owners

By | December 22, 2016| Cash Back Credit Card, Featured Article, Headline Article, Reward Credit Card, Savvy Approved Products Article, Travel Credit Cards | No Comments

What a better time to add a new member to your family than the holiday season. Whether you are 4 or 74, animal lovers everywhere are welcoming new furry friends into our homes and into our hearts with wagging tails and purrs galore. That said, many say that money can’t buy you love, but Petfinder.com proves otherwise.

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How to Keep your Sapphire Preferred Ultimate Rewards Points Without Paying the Annual Fee

By | October 12, 2016| Airline Cards, Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards, Travel Loyalty Program | No Comments

A decision I have started thinking about is whether I’ll keep the Sapphire Preferred card open when the first year is up in June 2017, when I’ll have to pay an annual fee of $95 to keep the card. Point Savvy wisely suggested I look into opening another Chase card so I can keep my reward points and avoid paying an annual fee. Chase Freedom and Chase Freedom Unlimited are two card that offer cash back rewards with no annual fee.

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Credit Card 101 and the College Student. Good Choices and Best Practices.

By | September 1, 2016| Balance Transfer, Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

We have all have witnessed the sight of the typical parent dropping their kid off at college. With a ton of pride, tears in their eyes, a little anxiety and a touch of fear, we parents leave our kids alone for the first time to blaze their own path socially, academically, and yes…financially.

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Get the Best Credit Card for Your Everyday Summer Savings

By | June 15, 2016| Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

If you are like us, you’re spending the warm weather outside grilling, cooling off by the pool, and beginning to enjoy your summer. Why not take advantage of the best credit card for your summer spending and beyond by putting more money in your pocket for the items that you buy everyday.

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boy and girl college student

The Citi ThankYou Preferred Card for College Students is the Most Rewarding

By | May 10, 2016| Balance Transfer, Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

At Point Savvy, we constantly are comparing travel and reward credit cards, normally for those of us that are a bit more seasoned and credit established. With graduation season arriving, we started thinking about the new group of adults, soon to be leaving home and obtaining some independence – The College Student.

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Why Isn’t There a Credit Card for Women?

By | May 9, 2016| Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

From dry cleaning to haircuts, women like us often pay more due to gender pricing. Although paying more, we are undoubtedly receiving less. So while you wait for your local representative to ban gender pricing, get a credit card that can get you more money back. The best credit cards for women will be cards that offer more cash back and rewards on those everyday necessities that are priced noticeably higher.

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Combine the New Chase Freedom Unlimited Card with Chase Sapphire Preferred and Turn Dollars Into Sensible Travel Rewards

By | April 13, 2016| Airline Cards, Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards, Travel Loyalty Program | 3 Comments

If you’re looking for the best way to save money on travel, look into combining the new Chase Freedom Unlimited Card with the Chase Sapphire Preferred Card for a winning combination.

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young family with dog

Barclaycard CashForward World Mastercard is for Those Who Want Straightforward Rewards

By | April 1, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Credit Cards, Reward Credit Card | One Comment

The Barclaycard CashForward World MasterCard is all about straightforward rewards.
The easiest cash back card to manage is the Barclaycard CashForward World MasterCard. There are no rotating bonus categories or an allegiance to an airline or hotel. Flat out – it’s simple. It is not the highest rewards credit card out there but this card is far from complicated.

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woman with credit card

Citi Double Cash Card is the Credit Card for Those Who Want It Straight

By | March 24, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Credit Cards, Reward Credit Card | No Comments

My best advice to someone who has become comfortable with a debit card is that you need to change it up and get more out of life. Similar to starting a diet or adding exercise to your life, choosing a credit card is about making a change for the better. As a debit card user, you’re used to taking money directly from your bank account.

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Does Getting a Credit Card Sound Absolutely Frightening?

By | March 22, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Credit Cards, Reward Credit Card, Travel Credit Cards | One Comment

I have asked many of my friends what credit card they carry? I am shocked to learn the most common answer is they only use a debit card. Some had a terrible credit card experience in the past and now have a fear of them. They screwed up their finances and feel more in control using a debit card now.

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Girls Shopping summertime

Should Women Use a Credit Card Instead of a Debit Card?

By | March 8, 2016| Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

A debit card user buys a bottle of water for $2 and gets the bottle of water. A rewards credit card user buys the a bottle of water for $2 and gets (1) the bottle of water, (2) an impact on their credit score rating, (3) strong fraud and identity protection, and (4) travel reward miles or cash back points. In other words, debit card users are losing out on many benefits when making everyday purchases.

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make up on a table

Why Isn’t There a Credit Card for Women?

By | March 1, 2016| Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

From dry cleaning to haircuts, women often pay more due to gender pricing. Although paying more, they are undoubtedly receiving less. So while you wait for your local representative to ban gender pricing, you need a credit card that can get you more money back. The best credit cards for women will be cards that offer more cash back and rewards on those everyday necessities that are priced noticeably higher.

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couple looking over bills

Best Reward Credit Cards for Beginners

By | February 25, 2016| Airline Cards, Cash Back Credit Card, Credit Cards, Rewards Credit Cards Article, Travel Credit Cards, Travel Credit Cards Article | No Comments

A friend asked if I could help her choose a credit card that rewards her for all the purchases she makes every month. I just had to laugh when she confessed that currently, the only return she gets for her spending is a good argument with her husband every time the credit card statement arrives.

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woman filling car's gas tank

Earn Rewards with the Best Credit Cards for Gas and Restaurants

By | January 19, 2016| Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

We’ve reviewed the top credit cards in these categories to give you our picks for the best cards offering the greatest rewards on your gas and restaurant spending. Everyday expenses add up fast. If you’re always driving around town car pooling with the kids or coworkers, taking clients out to lunch, and treating yourself to fine dining, you should at least get something in return for all those expenses.

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Christine with friends

How a Credit Card Can Save You $564 In a Year When Dining Out With Your Friends

By | January 19, 2016| Cash Back Credit Card, Cash Back Credit Cards Article, Reward Credit Card, Travel Credit Cards | No Comments

One of my favorite things about visiting my friends in New York is the endless number of places to eat – from your hole-in-the-wall bar to five-star dining. New York has delis, fabulous sushi restaurants, low-key pizza joints, cheap Chinese, and of course a Starbucks on every corner. With that said, my least favorite thing to do when I leave New York is look at my terrifying credit card statement and realize I could have bought a plane ticket to Mexico…

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young couple on city street with shopping bags

Barclaycard CashForward World Mastercard or Chase Freedom: Is it Better to Get 5% Cash Back on Your Purchases or 5% Cash Back When You Redeem?

By | January 19, 2016| Cash Back Credit Card, Cash Back Credit Cards Article | No Comments

Cash back credit cards reward you by reimbursing 2%, 3% or even 5% of what you spend in specific categories, plus 1% of what you spend on anything else. You’ll need to know which categories will earn you more cash back, and may have to deal with quarterly rotating categories and even register for the extra rewards each time they change.

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chandelier on black background

Does Visa Signature’s Purchase Protection Benefit Truly Protect Your Purchases?

By | December 17, 2015| Business Credit Card, Cash Back Credit Card, Credit Cards, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | One Comment

I have had many credit cards over the years and never had a reason to access the Purchase Protection benefit – a great service that comes with a Visa Signature card. But I was finally put to the challenge when a new light fixture that I had purchased, still in the box, was totally destroyed.

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Best Business Credit Card

Get the Best Business Credit Card that Fits your Financial Strategy

By | December 14, 2015| Business Credit Card, Business Credit Cards Article, Cash Back Credit Card, Reward Credit Card, Travel Credit Cards | No Comments

When you are looking for the best credit card for your business, you should make sure you are getting a sound financial opportunity. One that is simple. One that saves you money. An opportunity that will give you the financial tools – and rewards – you need to build your business.

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Put Money into Your Investment Account – Just by Using Your Credit Card

By | December 3, 2015| Cash Back Credit Card, Reward Credit Card, Rewards Credit Cards Article, Travel Credit Cards | No Comments

One of our Point Savvy staffers has an investment account with Ameriprise Financial® and carries the Ameriprise World MasterCard®. What attracted her to the card is the fact that she can redeem her rewards points for cash back into her investment account. So she wouldn’t have to do anything outside of her normal routine in order to get cash back deposited directly into her retirement fund.

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*Advertiser Disclosure: The credit card offers that appear on the website are from credit card companies some from which pointsavvy.com receives compensation. Any compensation may impact how and where products appear on this site (including, for example, the order in which they appear). This site does not include all credit card companies or all available credit card offers.

Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.