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Is Checking Your Credit Score a Good Thing?

By | June 1, 2016| Balance Transfer Article, Debt Consolidation, Debt Consolidation, Non-Rewards Credit Cards, Non-Rewards Credit Cards Article | No Comments

If you’re trying to improve your credit after a financial hardship, checking your FICO score every month is a great way to gauge your progress. It’s encouraging to see that your hard work is paying off. It’s also a good way to spot credit mistakes when you make them and adjust your habits accordingly.

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Our 2015 Top Pick for Debt Consolidation

By | November 20, 2015| Debt Consolidation, Debt Consolidation Article, Finance | No Comments

There’s no shortage of debt consolidation loan options available to those of us who are looking to combine multiple credit card balances and other debts into one easier payment. If you’re in the market for a debt consolidation loan, be sure to choose a lender that offers a much lower rate than you’re already paying on your existing debt, and one that offers a fixed repayment schedule.

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The Best Credit Cards for Transferring Balances

By | September 8, 2015| Debt Consolidation, Finance, Non-Rewards Credit Cards Article, Savvy Approved Products Article | One Comment

Taking advantage of a 0% intro APR offer can be a smart move if you find yourself carrying a high balance (or balances) from high-interest cards. It happens to the best of us. Even some staff members here at Point Savvy who have worked in the credit card industry for years have gone against everything they’ve learned about credit card debt and allowed their balances to accrue and revolve month after month.

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Editorial Note: Opinions expressed here are author's alone, not those of any bank, credit card issuer, airline or hotel chain, and have not been reviewed, approved or otherwise endorsed by any of these entities.